Resource Center - Budgeting

Choose from the resource categories below to discover and learn more about personal finance across the topics of budgeting, debt, income, insurance, investing, and retirement.

Four Easy Ways to Budget

Budgeting can be a tedious task for many people. It seems dull, complicated and no matter what they do, they just can't seem to develop a good budget and stick to it. But half the battle lies in the system you use. Use one that doesn't feel intuitive to you, and you're bound to find budgeting difficult and annoying. Find one that feels user-friendly, and suddenly budgeting becomes a snap.... Read More >>>

5 Tips That Will Help You Stick to Your Budget

For some people, sticking to a budget seems like an impossible task. You try so hard, and you mean so well, but somehow you always wind up spending more and saving less than you intended to. If you're tired of beating yourself up at the end of each month and ready to make a change, try these 5 tricks that help make adhering to your budget a little easier. 1. Pay Yourself First... Read More >>>

Benefits of Living and Working in a Small Town

Here's an unusual money-saving strategy: move to a small town. Everyone knows New York, Washington D.C., San Francisco and Los Angeles carry high costs-of-living. Rent in those cities is among the highest in the nation, and homeownership is out-of-reach for many. But you don't need to live in a major metropolitan area along one of the coasts to experience the budget-busting impact of high costs. Inland cities like Chicago, Atlanta and Denver offer relatively high costs-of-living as compared to... Read More >>>

5 Ways to Stop Living Paycheck to Paycheck

More than 12 million American households in lower-income brackets are living paycheck to paycheck, according to a CNN report. But what may perhaps be more surprising is that more than 25 million middle-class households are doing the same. If you're one of these households, here are 5 ways you can start to break the cycle. 1. Track Your Spending - The first step to maximizing your money is to figure out how much is coming in and going out each month. Look back over the past 3 months' bank account... Read More >>>

7 Ways to Make Saving Money Achievable

We all know we should be saving money — for a rainy day, for our kids' college funds, for our retirement. But knowing it and doing it can be two very different things. If you're on a tight income, it can be hard to find the money to put towards savings, but it's critical that you do. Lacking a safety net can thrust you into an even worse financial situation in the future. Here are 7 ways to find a little extra money and make sure you use it to build your savings. 1. Trim the Fat in Your Budget... Read More >>>

7 Ways to Slash Your Food Budget

Groceries, dining out and other food expenses often represent a large part of our monthly budgets, and unlike your cable bill or your gym membership, it's an expense you can't just slash altogether. You need to eat, one way or another. But there are plenty of ways you can cut your food costs by planning ahead, thinking creatively and putting in a little extra time and effort. Here are 7 tips to help significantly slash your food budget. 1. Shop Smarter - Learn to distinguish when something is... Read More >>>

5 Tools That Make Budgeting Easier

Let's be honest; most of us don't love budgeting. We put it off or ignore it altogether because it just seems too hard, too boring or too much of a hassle. Fortunately, there are plenty of tools available to make budgeting easier and less stressful, and many of them are free. Here are 5 of our favorites. 1. Mint - This free online tool lets you link to your cards and bank accounts so that any purchases you make are instantly added to your monthly budget. You can also set up categories and... Read More >>>

7 Reasons You Keep Blowing Your Budget

Can't figure out why you never manage to stick to your budget, no matter how many times you resolve to do better? It could be due to one of these 7 common budgeting mistakes. 1. It's Impossible - There's a difference between being disciplined and aiming for goals so extreme you'll never meet them. Your budget needs to make sense for your life. While you want to keep your spending in check, make sure your numbers are reasonable and realistic. Most people can't live on four dollars per day for... Read More >>>

How Can You Manage Too Many Savings Goals?

Let me know if this sounds familiar: You write a list of goals, then work backwards to figure out how much money you'll need to save to achieve these goals.... Read More >>>

Can Money Buy Happiness?

Yes, it’s true: Endlessly chasing riches won’t make you happier. But research indicates that money can buy happiness -- insofar as it brings you food, shelter, clothes, medicine, education and basic security.... Read More >>>