Resource Center - Budgeting

Choose from the resource categories below to discover and learn more about personal finance across the topics of budgeting, debt, income, insurance, investing, and retirement.

Budgeting

First Step to Financial Success Personal financial planning consists of three general activities:... Read More >>>

How (and Why) I Dumped All My Debt Before 30

My name is Derek Sall, and I dumped $109,000 of debt before the age of 30. I now have no credit card debt, no car loans, no student loans, and my house is completely paid for. My friends think I’m weird, my coworkers think I’m just stupid (after all, what about the tax credit that I’m forgoing by paying off my house? Don’t even get me started on this!), but I’m still smiling because I don’t have a single payment on anything. My salary is higher than the national average and my largest expense ca... Read More >>>

6 Everyday Money And Financial Tips

hese days, there are a number of great resources from which to receive financial advice.  Between financial advisors, digital advisors, investing newsletters and websites, and financial radio shows and podcasts, valuable information is literally at our very fingertips.... Read More >>>

Everything You Need to Know About Budgeting

Budgeting lies at the foundation of every financial plan. It doesn’t matter if you’re living paycheck to paycheck or earning six-figures a year, you need to know where your money is going if you want to have a handle on your finances. Unlike what you might believe, budgeting isn’t all about restricting what you spend money on and cutting out all the fun in your life. It’s really about understanding how much money you have, where it goes, and then planning how to best allocate those funds. Here’s... Read More >>>

How to Spring Clean Your Finances for 2013

Year after year, the cost of living continues to increase for all Americans. Whether it's due to higher taxes, increased costs of groceries and gasoline, or the ever-rising price of college tuition, you can expect to pay more this year than you have in years past.... Read More >>>

5 Common Money Leaks and What You Can Do to Eliminate Them

Drip. Drip. Drip. That sound coming from your bathroom isn't just annoying - it's also costing you a fortune. A leaky faucet can waste as much as 7,000 gallons of water a year, according to the Water Systems Council, needlessly running up your water bill.... Read More >>>

11 Ways Budgeting Can Improve Your Life

Living without a budget is similar to traveling across the country without a roadmap. While both can be accomplished, the result is usually expensive and wasteful. The household budget lists every anticipated expense in major categories that can be directly tied to actual expenditures. Many people view the use of a budget as restraining and remedial, but most wealthy people have grown their financial wealth through the use of a strict budget.... Read More >>>

Managing Money - Budget Basic

For most people, the word “budget” conjures up thoughts of penny-pinching and the unpleasant task of crunching numbers. This couldn’t be further from the truth. A budget is at the cornerstone of a solid financial foundation, regardless of your situation, and it isn’t that hard to do.... Read More >>>

How To Create a Budget

Creating a budget may not sound like the most exciting thing in the world to do, but it is vital in keeping your financial house in order. Before you begin to create your budget it is important to realize that in order to be successful you have to provide as much detailed information as possible. Ultimately, the end result will be able to show where your money is coming from, how much is there and where it is all going.... Read More >>>

Try Using Cash to Keep Spending Under Control

If you are struggling to stay within your budget or seem to spend more money than you should, it might be a good idea to go back to using cash for daily purchases. It is no surprise that most of us are beginning to move away from cash for everyday spending; the convenience of debit and credit cards is very tempting. Some cards actually offer rewards or cash back that makes the use of cash even less appealing. The problem with this convenience is that you can begin to forget the true value of the... Read More >>>